Medcentric | Medical Accoutants
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1800 MEDCEN
Life & income Protection
Protect Your Income, Safeguard Your Family, Secure Your Future
At Medcentric, we understand that your ability to earn an income is your most valuable asset. For medical professionals, a sudden illness, injury, or unexpected event can disrupt not only your lifestyle but also your ability to provide for your family and maintain your practice.
Our Life & Income Protection service is designed exclusively for doctors, dentists, surgeons, allied health professionals, and medical practice owners. We provide tailored insurance strategies to ensure you, your loved ones, and your financial commitments are protected—no matter what life throws at you.
About Us
Why Medical Professionals Need Tailored Protection
Your income potential is high, but so are the risks. Long training periods, specialised skills, and hands-on patient work mean that if you can’t work, replacing your income can be difficult. Medical professionals also face unique exposures, from occupational injuries to the financial impact of running a practice.
At Medcentric, we help you:
- Secure income protection policies designed specifically for medical professionals.
- Structure life, total and permanent disability (TPD), and trauma cover for maximum benefit and tax efficiency.
- Protect your practice and personal obligations if you can’t work.
- Provide financial security for your family in the event of illness, injury, or death.
Our Services
What Our Life & Income Protection Service Covers
When you partner with Medcentric, we design a personalised protection plan that addresses both your personal and professional needs.
Our services include: Income Protection Insurance, Life Insurance, Total & Permanent Disability (TPD) Cover, Trauma & Critical Illness Cover, Practice & Business Continuity Protection and Policy Structuring & Review .
Ensure a steady income stream if you’re unable to work due to illness or injury, with benefits tailored to medical professionals.
Provide your loved ones with financial security in the event of your death, covering debts, living expenses, and future needs.
Receive a lump sum if you’re permanently unable to work in your profession due to illness or injury.
Protect yourself with a lump sum payment to help with recovery costs and lifestyle changes following serious illness.
Safeguard your medical practice against disruptions caused by your absence, including covering business expenses and debt repayments.
Ensure your coverage is tax-efficient, up-to-date, and aligned with your changing career and personal circumstances.
The Medcentric Advantage
Medical Industry Focus
We don’t just understand finance, we understand the realities of the Australian healthcare sector.
End-to-End Advice
From your first year as a registrar to retirement, we create strategies that evolve with you.
Independent & Client-First
No hidden commissions or conflicted advice. Our recommendations are built for your benefit, not ours.