Our approach

At Medcentric, we don’t believe in cookie-cutter advice. We believe every medical professional deserves a financial partner who understands the unique pressures, opportunities, and career paths within the Australian healthcare industry. Our approach is built on insight, trust, and strategies that evolve as your career does.

Whether you’re a registrar just starting out, a specialist running a busy practice, or preparing to retire, we meet you where you are and design a path to where you want to be.

Why our approach works

Medical careers are different. They often involve long training periods, high earning potential, irregular income streams, and complex business structures. Traditional financial advice rarely accounts for the full picture.

That’s why we’ve developed a framework that blends industry-specific knowledge with proven financial strategies, so you can protect your income, grow your wealth, and secure your future without distraction from your patients and practice.

Why our approach works

Medical careers are different. They often involve long training periods, high earning potential, irregular income streams, and complex business structures. Traditional financial advice rarely accounts for the full picture.

That’s why we’ve developed a framework that blends industry-specific knowledge with proven financial strategies, so you can protect your income, grow your wealth, and secure your future without distraction from your patients and practice.

Why our approach works

Medical careers are different. They often involve long training periods, high earning potential, irregular income streams, and complex business structures. Traditional financial advice rarely accounts for the full picture.

That’s why we’ve developed a framework that blends industry-specific knowledge with proven financial strategies, so you can protect your income, grow your wealth, and secure your future without distraction from your patients and practice.

Our Team

Our team brings together specialised expertise across financial strategy and legal structuring, working together to deliver clear, coordinated advice for medical professionals.

Ravi Agarwal

Founder & Tax Specialist

Mina Andrawis

Founder, Wealth & Legal Specialist

Suraini Yusoff

Accountant & Client Manager

Vikas Setia

Operations & Finance Specialist

Book a consult

Connect with an expert and explore your options.

Our Team

Our team brings together specialised expertise across financial strategy and legal structuring, working together to deliver clear, coordinated advice for medical professionals.

Ravi Agarwal

Founder & Tax Specialist

Mina Andrawis

Founder, Wealth & Legal Specialist

Suraini Yusoff

Accountant & Client Manager

Vikas Setia

Operations & Finance Specialist

Book a consult

Connect with an expert and explore your options.

Our Team

Our team brings together specialised expertise across financial strategy and legal structuring, working together to deliver clear, coordinated advice for medical professionals.

Ravi Agarwal

Founder & Tax Specialist

Mina Andrawis

Founder, Wealth & Legal Specialist

Suraini Yusoff

Accountant & Client Manager

Vikas Setia

Operations & Finance Specialist

Book a consult

Connect with an expert and explore your options.

Our Process

1.

Discovery & Clarity

We start by understanding your career stage, income patterns, financial goals, and lifestyle ambitions. This deep dive helps us design strategies that fit your real-world situation, not just theory on paper.

2.

We build your strategy

We create a tailored plan covering everything from tax efficiency and investments to legal protection, lending, and succession planning. Every recommendation is backed by clear reasoning and designed to be practical and achievable.

3.

Implementation & Action

We help you put the plan into action, whether it’s setting up structures, securing finance, adjusting insurance cover, or implementing investment strategies.

4.

Ongoing Management & Review

Your financial world changes as your career and life evolve. We schedule regular reviews to make sure your plan stays relevant, optimised, and compliant with changing regulations.

5.

Specialist Collaboration

When needed, we coordinate with accountants, lawyers, lenders, and other specialists who understand the medical profession, ensuring all areas of your financial life are aligned.

What Our Clients Say

I've had the pleasure of working with Mina and Ravi since establishing my private practice, and their guidance has played an important role in supporting my professional journey. Their team has helped me manage my finances, structure investments and successfully establish and grow my private practice clinics. What makes Medcentric unique is their truly integrated approach — accounting, legal services, financial planning, mortgage support and tax advice all working seamlessly together. I would strongly recommend Medcentric to anyone who needs trusted financial advice, strategic support and a professional team that is genuinely invested in their clients' success.

Review Photo

Arun Pillai

Excellent financial support help and advice for our rural medical centres. Personal care and assistance when needed and attention to detail in all accounting activities.

Review Photo

Margaret Swanson

Mina and the group are very helpful at every step of the process. Understanding and accommodating.

Review Photo

Touelif Syed

I was referred to Medcentric when I was new to the financial system, and Mina and Ravi have been great to work with. The whole process has been smooth and easy to understand — not just tax and finances, but also long-term wealth planning for me and my family. Feeling confident about the future for me and my family.

Review Photo

Chetan Panja

Great organisation with a highly professional and friendly staff. Everyone was helpful, responsive, and easy to work with. A very positive experience overall.

Review Photo

NT Surgery Admin

I have been working with Ravi and Mina over 13 years. Their service is amazing, attention to detail and always client focused. Over a decade long relationship has not only kept my financial affairs exceptionally well but also educated me on financial topics of day to day importance.

Review Photo

Dr Himanshu Diwaker

Medcentric are a pleasure to work with. Great communication from the team, always accessible and available. As a new business it is reassuring to have an experienced team working along side us. Highly recommend.

Review Photo

Nick Ingold

What Our Clients Say

I've had the pleasure of working with Mina and Ravi since establishing my private practice, and their guidance has played an important role in supporting my professional journey. Their team has helped me manage my finances, structure investments and successfully establish and grow my private practice clinics. What makes Medcentric unique is their truly integrated approach — accounting, legal services, financial planning, mortgage support and tax advice all working seamlessly together. I would strongly recommend Medcentric to anyone who needs trusted financial advice, strategic support and a professional team that is genuinely invested in their clients' success.

Review Photo

Arun Pillai

Excellent financial support help and advice for our rural medical centres. Personal care and assistance when needed and attention to detail in all accounting activities.

Review Photo

Margaret Swanson

Mina and the group are very helpful at every step of the process. Understanding and accommodating.

Review Photo

Touelif Syed

I was referred to Medcentric when I was new to the financial system, and Mina and Ravi have been great to work with. The whole process has been smooth and easy to understand — not just tax and finances, but also long-term wealth planning for me and my family. Feeling confident about the future for me and my family.

Review Photo

Chetan Panja

Great organisation with a highly professional and friendly staff. Everyone was helpful, responsive, and easy to work with. A very positive experience overall.

Review Photo

NT Surgery Admin

I have been working with Ravi and Mina over 13 years. Their service is amazing, attention to detail and always client focused. Over a decade long relationship has not only kept my financial affairs exceptionally well but also educated me on financial topics of day to day importance.

Review Photo

Dr Himanshu Diwaker

Medcentric are a pleasure to work with. Great communication from the team, always accessible and available. As a new business it is reassuring to have an experienced team working along side us. Highly recommend.

Review Photo

Nick Ingold

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Apply To Be a Client

Tell us a little about your situation and one of our advisors will be in touch shortly.

Apply To Be a Client

Tell us a little about your situation and one of our advisors will be in touch shortly.